Serving Central Florida — We Ship & Deliver
Your one stop shop for all of your car buying needs. I can get whatever car you want, at the best price.
Services
At Milli Mac Motors, we aim to secure you the best and most reliable automobile that we can. With our auction services, we are able to go get any car you may desire. Cash, financing, or buy here pay here — we have options.
Send a nonrefundable deposit, we will go to the auction for you, check cars, send your photos and videos, and once you are satisfied, full payment must be sent 24 hours before we bid. Your deposit is valid for 7 days.
How the auction works →
Bad credit? Repossessions? Bankruptcy? No problem. We can get you approved so long as you have stable income — with down payments as low as $500, subject to credit approval.
Traditional financing →
0% interest, one time finance charge, no hidden fees — and every payment lowers your balance dollar for dollar. No credit check, everyone approved. $2,000 down minimum with payments starting at $200 biweekly.
Get approved today →I expect you to have read this in its entirety before messaging me. I can't wait to serve you.
Want the key? Shop with E.
Car buying rules still apply
If you are using outside financing from your bank, we must have the check in hand at least 72 hours before bidding or checking cars.
The $400 bidding fee still applies, and all car buying rules still apply — including when the deposit will and will not be refunded.
Auction Option
With the auction option you decide if you want a cash car, buy here pay here, or finance. Whatever you choose, it starts with a search deposit.
The $400 search deposit is only refundable after 7 days if I don't find you a car. Once we start sending options it will not be refunded.
You must decide on one of the cars we send you within the current week's auction. The last auction day is Friday — so once Thursday hits, if you haven't decided, you'll need a new $400 for us to search next week's auctions, and you forfeit the first $400.
An auction is just that: you bid on cars. It doesn't mean you'll win. If I don't win the bid you're refunded minus the $400 finder fee — but I can carry it to next week's sale at no extra charge if I didn't win.
Cars are sold as-is, however we do have third party warranties you can add to your purchase.
$400 by Zelle, cash or Cash App puts you on the list for the current week's auctions. It's good for 7 days and it goes toward your purchase.
We're in the lanes Tuesday, Thursday and Friday. We inspect cars, send you pictures, and break down what you can expect for payments — cash or in-house financing — with estimated taxes and fees.
Choose three to five cars from the options we send you for us to bid on. Decide inside the current week's window — Thursday is the cutoff.
Paying cash? Send your max amount — for example, "$3k max on A, B or C." Doing BHPH or finance? Send your full down payment. Either way, funds are due 24 hours before auction day.
Once we bid on a car and win, it's yours. I handle the paperwork and drop the title at the DMV. The car is officially yours when the title is in your name.
Changes with the market.
With approved credit. You must be approved before we bid, with all documents submitted.
$200 biweekly minimum
No credit needed. Subject to availability — you must be denied bank financing to qualify.
Taxes are up to 7% of the total car plus dealer fee. Tag and registration are separate: $88–$450 depending on whether you need a tag transfer, a new tag, or title only and you handle your own registration. The $400 dealer fee is what you pay for me to go to the auction — so it's essentially already paid.
Cash price will always be less than finance price. Finance price depends on each car and each person's individual approval.
We do have a card processor for your biweekly payments — the card fee is 5%. The card must be in the buyer's name, or whoever is buying the car must be present.
Buy Here Pay Here
No credit check. Everyone approved. We finance you in house — so your credit doesn't decide whether you drive.
We do not charge interest. Not reduced interest — none.
A single finance fee, built right into the loan. It never grows and it never repeats.
Every payment you make brings the total amount of the car down by that exact amount.
What we quote you is what you pay. Nothing gets added later.
We don't run credit. Instead of interest, there is one finance charge built into the loan — and from there, every payment you make lowers the total amount of the car by that exact amount. Nothing compounds, nothing is added later.
60 Days Same As Cash
For people who don't want long term payments and want to avoid paying interest or a large one time fee. Put the majority down, split what's left, and be done in two months.
of the total price of the car, paid up front.
The rest is split into five equal biweekly payments.
This structure is built to avoid interest and to avoid a large one time finance fee.
There is a small fee included in this structure. It's quoted up front with your numbers — nothing is added later.
Best for anyone who doesn't want to be tied to long term payments. You own it outright in about two months.
Traditional Financing
With approved credit. Repos and bankruptcies are okay, and there is no credit minimum — we work with banks that finance low scores.
Repos and bankruptcies OK. No repossessions from Westlake Financial, Wilshire Consumer Credit, Western Funding or ALPS unless they no longer show on the bureaus.
Our traditional financing application is on its way. In the meantime, email us and we'll get you started.
Email us to apply@millimacmotors
We only have what is posted. Whatever we have goes up the day we get it — follow @millimacmotors on Instagram, Facebook and TikTok so you see it first.
Milli Mac Mafia · TikTok
This is us. The team, the wins, the auction runs, the deliveries, and everything in between. Straight from @millimacmotors — it updates on its own every time we post.
Reviews
Easy breezy. After 2 repos, I thought nobody would finance me. Shout out to E — she got me approved, low payments, and I'm back rolling.Reggie L.
I was able to get a nice Honda Civic through Milli Mac Motors straight from the auction. I sent my deposit, she went to the auction and checked cars for me, sent me photos and videos until I was satisfied. The process was pretty straightforward.Mayah R.
Got what I wanted, thanks E.Kiesha S.
Customer Cam
Real deliveries, real customers, real keys. Drag the strip or use the arrows to see everybody who drove off happy.
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FAQ
Yes you can — we are a full service car dealership.
Yes. See the outside bank financing section for the full terms — we need the check in hand at least 72 hours before bidding, the $400 bidding fee still applies, and all car buying rules still apply.
Yes, we accept cards — but the card must be in the buyer's name, or whoever is buying the car must be present at the time of payment.
Our card fee is 5%.
Zelle, cash and Cash App. We do not accept Apple Pay at this time.
Cards are accepted with a 5% card fee — the card must be in the buyer's name, or whoever is buying the car must be present.
Yes. Our buy here pay here program is suitable for everyone. We charge 0% interest — instead there is one finance charge, built into the loan, and every payment you make brings the total amount of the car down by that exact amount. No hidden fees. We do not run credit, and pricing depends on the car and each person's individual circumstance. Buy here pay here starts at $2,000 down with a $200 biweekly minimum.
Our bank financing will finance low scores as well, with down payments as low as $500 with approved credit. Contact us for more.
Yes to both. We service central Florida, and we can ship and deliver cars to you.
Contact us
Leave your information and we'll be in contact within 24 hours. Include specifics — max budget, the type of car you're looking for, how soon you're looking to buy, and cash or finance.
Email gets the fastest reply. You can also DM us on Instagram or Facebook.
We service central Florida — and we can ship and deliver cars to you.
Want to do what I do? Get mentored through the car business step by step — from The Millionaire Table Academy.